Calculating the daily expenses and manage monthly account is not something rocket science. It just a simple arithmetic where plus minus is derived and you don’t need to hire an accountant to monitor your pay slip and Tesco bills. Friend of mine, like many people out there including me who have financial sore throat complained that every month being suffocated by the outstanding bills and feed the household. The normal bitter of life is out of money, I said to him. He quitted from the office and getting new job at not that interesting salary offered and he said that’s the best formula for his account. Yesterday, he said he regret of doing so and feel cheated by his current employer for not paying the extra increment promised last time. Oh dear, I am so sorry for that but you are the one who totally reject our point of view at that time. Again, wrong spinning your dice resulted small number but that’s doesn’t mean you cannot move your step ahead. 
Last night movie on channel 2, still circulating about the challenge living in the city and give a good moral to urbanites. It s about three main characters, three main characters are Chew Wah Keong ,who is a white-collar worker, but a spendthrift Ong a contractor; and Hui who is a coffee shop waiter, and has a crush on one of his customers, Susan. Keong quits his job after an argument with his boss over a promotion. He is unable to get a new job, due to his lack of academic qualifications and computer illiteracy. With installments and bills to pay, and a family to support, Keong lands heavily in debt. His wife, who dislikes his spending habits, leaves him, taking their daughter with her.
Ong borrows S$40,000 from a loan shark (which I believe all this while only exist in Malaysia) confident that he can clear his debt quickly, as he is about to settle a debt his friend owes him. However, Ong's friend runs away, and Ong, unable to repay the debt within the two-week deadline, gets beaten up by the loan sharks. Ong then runs away to Johor Bahru to hide from the loan sharks and settle his friend's debt.
When Hui attempts to woo Susan , JoJo asks him for his mobile phone number. As Hui did not own a mobile phone, he started shopping for one, but instead of the latest model, he ends up buying a Motorola DynaTAC 8000x, mistakenly hearing from Ong the bigger the phone, the better it is (and this part I laughed to the max ). He once went for prostitution in Geylang, but backed out at the last minute when the prostitute arrived. Hui actually chat with the hookers which they never having any intercourse. Hui also went out on a date with Susan, but found out that Susan is actually an insurance agent.The three friends manage to raise sufficient capital to start a car-polishing business together. The best part was when they proposed the company’s name and all junks. Hui quite confuse when he tried to fill the ROC form at Sex Column Box whether to answer how many time he made love or to write still virgin. He also confuse the meaning of F and M as he think that is Father and Mother.
Last night movie on channel 2, still circulating about the challenge living in the city and give a good moral to urbanites. It s about three main characters, three main characters are Chew Wah Keong ,who is a white-collar worker, but a spendthrift Ong a contractor; and Hui who is a coffee shop waiter, and has a crush on one of his customers, Susan. Keong quits his job after an argument with his boss over a promotion. He is unable to get a new job, due to his lack of academic qualifications and computer illiteracy. With installments and bills to pay, and a family to support, Keong lands heavily in debt. His wife, who dislikes his spending habits, leaves him, taking their daughter with her.
Ong borrows S$40,000 from a loan shark (which I believe all this while only exist in Malaysia) confident that he can clear his debt quickly, as he is about to settle a debt his friend owes him. However, Ong's friend runs away, and Ong, unable to repay the debt within the two-week deadline, gets beaten up by the loan sharks. Ong then runs away to Johor Bahru to hide from the loan sharks and settle his friend's debt.
When Hui attempts to woo Susan , JoJo asks him for his mobile phone number. As Hui did not own a mobile phone, he started shopping for one, but instead of the latest model, he ends up buying a Motorola DynaTAC 8000x, mistakenly hearing from Ong the bigger the phone, the better it is (and this part I laughed to the max ). He once went for prostitution in Geylang, but backed out at the last minute when the prostitute arrived. Hui actually chat with the hookers which they never having any intercourse. Hui also went out on a date with Susan, but found out that Susan is actually an insurance agent.The three friends manage to raise sufficient capital to start a car-polishing business together. The best part was when they proposed the company’s name and all junks. Hui quite confuse when he tried to fill the ROC form at Sex Column Box whether to answer how many time he made love or to write still virgin. He also confuse the meaning of F and M as he think that is Father and Mother.
However, after the loan sharks continue pursuing Ong, and Hui's mother is diagnosed with leukaemia and hospitalized subsequently, Ong and Hui decide to withdraw their shares, but without success because they had all used their money to set up the business and buy the equipment. Hui's mother dies. The loan sharks turn up at her wake and pursue Ong. A police chase then ensues and the gang is arrested. Keong convinces his wife and daughter to enter an obstacle race, and they win the first prize of $100,000, which he uses to pay his creditors. The film ends with the car-polishing business turning them into the directors of Autoglym when an employee (Jin Shamsuddin) is satisfied with their skills and brings them to his manager. Ong and Hui are out of money again, and Keong lends them money. Keong ends up penniless – again.The ingredients to succeeding of urban challenge are work hard and well manage your account but some people just unlucky.
There are people who keen to blow the whistle first to get fast recognition from others. Another officemate story who want to pursue study abroad this coming September claimed that having a maximum number in government unit trust account and that’s sound yeah.. yeah ..On the other hand we’ve found out it’s an overdraft transaction. Show Off! Money is not everything and but it does precedent in most cases by the pride and by reputation.
